.ns-steps { border-bottom: 1px solid #E5E7EB; background: #F7F5F0; }
.ns-eyebrow { display: inline-flex; align-items: center; gap: 12px; font-size: 11px; letter-spacing: .16em; text-transform: uppercase; font-weight: 700; color: #13294B; margin-bottom: 26px; }
.ns-eyebrow::before { content: ''; width: 15px; height: 15px; border-radius: 50%; border: 4px solid #13294B; background: #AFC6E0; display: block; flex-shrink: 0; }
.ns-title { font-family: 'Source Serif 4', serif; font-weight: 700; font-size: 36px; line-height: 1.15; letter-spacing: -.9px; margin-bottom: 48px; }
.ns-title-em { font-style: italic; color: #13294B; }
.ns-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.ns-step { border-top: 2px solid #E5E7EB; padding-top: 24px; }
.ns-num { font-weight: 400; font-size: 36px; color: #13294B; line-height: 1; margin-bottom: 16px; }
.ns-step-title { font-weight: 700; font-size: 17px; letter-spacing: -.2px; margin-bottom: 9px; }
.ns-step-desc { font-size: 14px; line-height: 1.68; color: #4A5160; }
.ns-step-desc b { color: #1A1A1A; }