.nd-wrap { background:#FBF8F2; }
.nd-eyebrow { display:inline-flex; align-items:center; gap:12px; font-size:11px; letter-spacing:.16em; text-transform:uppercase; font-weight:700; color:#0B1F3A; margin-bottom:20px; }
.nd-eyebrow::before {
	content: '';
  width: 15px;
  height: 15px;
  border-radius: 50%;
  border: 4px solid var(--navy);
  background: var(--powder);
  display: block;
  flex-shrink: 0;
}
.nd-title { font-family:'Source Serif 4', serif; font-weight:700; font-size:36px; line-height:1.2; letter-spacing:-.6px; margin:0 0 18px; }
.nd-title-highlight { font-style:italic; color:#0B1F3A; }
.nd-intro { font-size:16px; line-height:1.7; color:#3A4150; max-width:720px; margin:0; }
.nd-grid { display:grid; grid-template-columns:repeat(3, 1fr); gap:40px 30px; margin-top:54px; }
.nd-item { border-top:2px solid #E5E7EB; padding-top:22px; transition:border-color .2s; }
.nd-item:hover { border-color:#0B1F3A; }
.nd-item-title { font-weight:700; font-size:16.5px; letter-spacing:-.2px; margin:0 0 9px; }
.nd-item-desc { font-size:14px; line-height:1.68; color:#4A5160; }
.nd-item-desc p { margin:0; }
.nd-callout { margin-top:60px; background:#EDF1F8; border-left:3px solid #0B1F3A; padding:40px 44px; display:flex; align-items:center; justify-content:space-between; gap:48px; flex-wrap:wrap; }
.nd-callout-content { max-width:860px; }
.nd-callout-tag { font-size:11px; font-weight:700; letter-spacing:.12em; text-transform:uppercase; color:#0B1F3A; margin-bottom:14px; }
.nd-callout-title { font-family:'Source Serif 4', serif; font-weight:700; font-size:24px; letter-spacing:-.4px; margin:0 0 12px; }
.nd-callout-desc { font-size:14.5px; line-height:1.7; color:#3A4150; }
.nd-callout-desc p { margin:0; }
.nd-callout-desc b, .nd-callout-desc strong { color:#111827; }
.nd-callout-quote { margin-top:16px; font-style:italic; font-size:14.5px; line-height:1.7; color:#0B1F3A; }
.nd-callout-btn-wrap { text-decoration:none; flex-shrink:0; }
.nd-callout-btn { display:inline-block; background:#0B1F3A; color:#fff; border:none; padding:14px 28px; font-weight:700; font-size:14px; border-radius:2px; cursor:pointer; white-space:nowrap; }
@media (max-width: 768px) {
  .nd-callout { flex-direction:column; align-items:flex-start; }
  .nd-title { font-size:28px; }
}